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After hiking interest rates eleven times following the coronavirus outbreak, the Federal Open Market Committee (FOMC) announced Wednesday that it will lower the benchmark borrowing rate by half of a percentage point.

The move, which is the first rate cut in over four years, is expected to support further job creation while lowering costs for consumers and businesses, according to U.S. Senator Jack Reed, a member of the Senate Committee on Banking, Housing and Urban Affairs.

“This is the Fed’s first rate cut in more than four years, and it’s both welcome and overdue. It will support further job growth while helping bring down costs for consumers and businesses. Chairman Powell noted the U.S. economy is in good shape and growing at a solid pace, with inflation coming down and a strong labor market. This rate cut will help as we continue to strengthen U.S. economic growth, increase wages, and ease the burden of high prices on consumers.”​

The Fed’s decision to cut interest rates is likely to be met with cheers from consumers and businesses alike, as it could lead to lower interest rates on loans and credit cards, as well as ease spending. This could also help to stimulate economic growth and create jobs.

Generative artificial intelligence (AI) assisted a What’sUpNewp journalist with the reporting included in this story.

Ryan Belmore is the owner and publisher of What's Up Newp. He took over the publication in 2012 and has grown it into a three-time Rhode Island Monthly Best Local News Blog (2018, 2019, 2020). He was named LION Publishers Member of the Year in 2020 and received the Dominique Award from the Arts & Cultural Society of Newport County the same year. He has been awarded grants for investigative and community journalism, and continues to coach and mentor new local news publications nationwide. Ryan...

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